Well it was in my name but my dad paid for it. There was no outstanding balance. We paid for the year and cancelled before the year was up. We called and cancelled. They said ok everything was finished and completely cancelled. I did find out alot online how to handle these people. First off they are not licensed in my state to collect anything. The company never contacted me and this place is the first i have heard about it. I am sending them a certified letter saying that I am requestion validation of the debt with all the goodies that goes with it. After my research I think I am much better armed with this.